How Agricultural Finance Can Strengthen Your Farm’s Cash Flow | a Guide to Input Finance

Tractor to feed livestock.

Understanding input finance and why it matters Farming is a business made of precision and planning, where financial stability is just as critical as weather conditions and soil health. Yet, rising input costs covering essentials including fertiliser and feed place enormous pressure on farm budgets. With farm input costs increasing by an average of 44%…

Peregrine Finance Introduced to Woldmarsh members | Supporting farmers across the UK

We are thrilled to announce that Woldmarsh is now introducing its members to Peregrine Finance, Woldmarsh, a leading farmers’ cooperative serving over 1,100 members across Lincolnshire, Yorkshire and surrounding counties, will act strictly as an introducer only. What this means for Woldmarsh members At Peregrine, we specialise in providing financial solutions to the agricultural, rural, construction…

Can Financing Your Inputs Save You Money in the Long Run?

Farmers face rising costs every year, from fertilisers to machinery repairs, making it harder to maintain cash flow while investing in quality inputs. Many hesitate to take on financing due to the perception that borrowing adds unnecessary costs. However, input finance can save you money in the long run—if used wisely. Here’s how: 1. Buy in bulk…

Agricultural Finance for Young Farmers

With fresh ideas, energy, and a deep connection to the land, young farmers are key to driving innovation and sustainability across British agriculture. But getting started in farming or expanding an existing operation isn’t always easy. Many face barriers when it comes to accessing the land, equipment, and capital needed to build a future in…

Agricultural finance and support resources for farmers navigating new Autumn Budget 2024 policies

The recent Autumn Budget introduced significant changes to inheritance tax that will impact the agricultural community, particularly in terms of Agricultural Property Relief (APR) and Business Property Relief (BPR). Beginning in 2026, these reliefs will be capped, potentially resulting in greater inheritance tax liabilities for farms whose assets exceed a £1 million threshold. This change has raised…

DEFRA’s £100M ELM underspend: What it means for UK agriculture

The Department for Environment, Food & Rural Affairs (DEFRA) is set to surrender a significant £100 million underspend from its Environmental Land Management (ELM) schemes to the Treasury. This development raises concerns and discussions among stakeholders in the agricultural sector about the implications and future of environmental funding and support in the UK. What’s happening?…

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