Peregrine Finance

Farmers face rising costs every year, from fertilisers to machinery repairs, making it harder to maintain cash flow while investing in quality inputs. Many hesitate to take on financing due to the perception that borrowing adds unnecessary costs. However, input finance can save you money in the long run—if used wisely. Here’s how: 1. Buy in bulk…

The future of UK agriculture rests in the hands of young farmers. With innovation, energy, and fresh ideas, they are the ones that will be driving the sector forwards.  For many aspiring farmers however, accessing the resources they need to establish and grow their farming enterprises is challenging. This is where agricultural finance comes in, offering solutions…

The recent Autumn Budget introduced significant changes to inheritance tax that will impact the agricultural community, particularly in terms of Agricultural Property Relief (APR) and Business Property Relief (BPR). Beginning in 2026, these reliefs will be capped, potentially resulting in greater inheritance tax liabilities for farms whose assets exceed a £1 million threshold. This change has raised…

The Department for Environment, Food & Rural Affairs (DEFRA) is set to surrender a significant £100 million underspend from its Environmental Land Management (ELM) schemes to the Treasury. This development raises concerns and discussions among stakeholders in the agricultural sector about the implications and future of environmental funding and support in the UK. What’s happening?…

In recent years, the agricultural sector in the UK has faced a significant labour shortage, impacting everything from daily operations to long-term sustainability. This issue is complex, influenced by a variety of socio-economic factors, and the implications for rural economies are profound. The root of the problem Several key factors contribute to the labour shortages…

Looking for agricultural grants in the UK can be a tricky business. First find the grant, second have the capital, third apply successfully. Luckily, the UK offers a diverse array of agricultural grants designed to enhance productivity, improve sustainability, and support animal welfare.  However, accessing these grants often requires initial capital, which can be a…